Best Auto Insurance Companies



When cost is the primary factor in your search for the best auto insurance company, comparison shopping can help you locate the lowest rate available to you. However, your online shopping experience will also shed light upon a company’s customer service standards as well. As a customer, you are entitled to have the best auto insurance company at your service. The auto insurance company that is prepared to go the extra mile to make sure you have a positive and successful experience while using their product is going to win your loyalty and trust. In order to secure that, you need to conduct adequate research and be aware of the different factors that will affect your final decision.

One of those factors is how safe a driver you are. Insurers don’t like to take chances on drivers, particularly with regards to car insurance premiums. If you’ve been involved in an accident or three in the past three years, insurers will charge you less money for your policy.



According to statistics, good drivers get discounts in the area of 20 percent. Good drivers include those who have not been involved in any accidents or have not been ticketed for driving infractions. According to a USAA study, women drivers actually make better decisions than men do. This means that women are better drivers in many ways, which will definitely save you money on auto insurance. An added benefit to insuring a woman is that they are more likely to drive safely and meet other state requirements for obtaining a driver’s license.

According to the USAA’s third annual US auto insurance satisfaction study, Kentucky was named as the top state in the nation for driver safety. Kentucky is home to many motor vehicle accident victims. According to the Kentucky Department of Insurance, more than half of all traffic accident victims were injured in a vehicle accident in the central region of the state. According to the Kentucky Department of Insurance, truck drivers received the second highest number of injury claims. Those drivers who own trucks were ranked third in the nation for claims ratio.



According to a recent study conducted by JD Power and Associates, a leading automobile insurance comparison service, Michigan ranked fifth among all states for “effectiveness of state laws designed to protect drivers from uninsured and underinsured motorists.” Michigan drivers were also found to have the lowest rates of all states for car insurance coverage. In order to receive a good rating, Michigan drivers should be aware of their rights under the law. A good knowledge of Michigan car insurance coverage also helps a driver avoid paying excessive premiums.

According to a JD Power and Associates study, drivers in Delaware were found to have the best overall satisfaction rating when compared to other states. Drivers in Delaware were also found to have the second-highest level of satisfaction when compared to other states. Drivers in Delaware were also rated the best when it came to customer service. Delaware was rated first for customer service satisfaction among all 50 states. The service provided by the customer representatives of a particular car insurance company can make or break a deal with a potential client. If a driver is satisfied with the level of customer service provided by his prospective car insurance provider, he is more likely to get that particular provider for his next policy.



In a study conducted by JD Power and Associates, residents of Georgia were found to have the fourth-best level of satisfaction when comparing auto insurance companies. The study compared Georgia’s five largest auto insurance providers and ranked Georgia’s provider, ages without regard to gender, found to have the highest level of customer satisfaction. The survey found that people over age 25 in Georgia were rated the best in terms of overall satisfaction by any of the survey participants.

Most auto insurance companies offer discounts to certain customers, depending on their age, occupation or driving history. These discounts may be offered to those drivers who qualify for a safe driver discount, or to those who own more than one vehicle that is financed through an auto financing company. One of the most common discounts is a multi-policy discount, which allows a customer to receive discounts on auto insurance policies bought from one insurance provider. Another common discount is a multi-policy discount that discounting policies bought directly from a specific insurer. In some cases, people are also eligible for a discount if they purchase a new car insurance policy with the same insurance provider as a previous policy.

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